The Martin Lewis Podcast - Mini Question Time: Is a LISA still worth it for first time buyers & retirement, now it’s being replaced?
Martin Lewis answers a listener's question about Lifetime ISAs (LISAs), explaining how they were affected by the Chancellor's Budget announcements. He breaks down how LISAs work, whether the government announcement affects first-time buyers or savers, and the key rules, bonuses, and withdrawal penalties to be aware of. He also looks at whether a LISA can be used as an alternative to a pension, how the government bonus works, and the key advantages and drawbacks of saving for retirement this way.
Published on Monday, 2nd November 2026.
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